I would go with the router that the sales rep is suggesting, (have you thought about buying a use one) if he knows your plans, Cisco doesn't train them just to sell equipment.. they are trained to make sure that you are getting the best for your network and money.
Check out the page that this came from.. a good one about t1's and bottlenecks.
http://www.skullbox.net/networkmanagement.php
Bottlenecks are a common problem in networks and usually occur when a large amount of traffic is sent to and from a server, router, or switch. This is such a common problem that most servers now come with at least 2, sometimes 3 network interfaces. Combined with VLANs and network segmenting, multiple network interfaces are an easy way to prevent bottlenecks. However, there are other sources of bottlenecks that can occur on your network. For instance, The maximum line speed of a full T1 is 1.5 Mbps. This works out to around 200 kilobytes per second (KBps). True story: someone emailed the entire office of 55 people an excel spreadsheet that was 50 MB. Since everyone on the network had outlook set to check their inbox every 1 minute, the router was requesting (55) 50 MB files all at the same time.
You can also do a comparison of the 1800 and whatever you are thinking will work for $500.. here is the link for the 1800
http://www.cisco.com/en/US/products/ps5853/products_data_sheet0900aecd8028a95f.html
If you don't think that this will do it for you, you might have to go up a bit..
Good Luck on your network..